- Posted by kelly
- On May 1, 2017
- 0 Comments
No. While Mortgage Preflight® provides FACTA disclosures that include all three FICO® scores, It does not return a copy of your Experian®, Trans Union® or Equifax® credit file. There are multiple ways to obtain a copy of your credit report free of charge. Compliments of the FACTA Act (FACTA), all consumers are able to obtain copies of each of their credit reports annually free of charge through AnnualCreditReport.com.
The tri-merge credit report and FICO® scores obtained by your lender through the Mortgage Preflight® process contain data from Experian®, Trans Union® and Equifax® – specifically designed for the mortgage lending process.