Mortgage Preflight^® is a revolutionary, automated way to generate referrals, enhance compliance efforts and slash out-of-pocket credit reporting costs. Various State and Federal laws and repository rules require that you demonstrate permissible purpose in addition to obtaining authorization prior to accessing a consumer’s credit file. In addition, new FRB Reg-Z rules (12 CFR 226) place restrictions on mortgage professionals paying third party fees including credit reporting costs. Mortgage Preflight^® provides a secure method for you to authenticate the identity and obtain written authorization from your borrower prior to accessing their credit report and have the borrower pre-pay the associated costs. Most importantly, you’ll quickly build a larger referral network and generate more qualified purchase leads – All at no cost.