- Posted by kelly
- On May 1, 2017
- 0 Comments
Developed by Credit Technologies®, Mortgage Preflight® is a safe and secure method to pre-authorize access to your credit data for the processing of a mortgage application. Mortgage Preflight® gives you control over who has access to your confidential data and is the recommended first step when searching for the best mortgage loan and terms. Preflight® […]
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- Posted by kelly
- On May 1, 2017
- 0 Comments
Mortgage Preflight® approved participating lenders include many of the top national mortgage originators. All lenders go through a thorough an intensive application and vetting process including background checks with physical inspections prior to inclusion in Mortgage Preflight®. In addition, all banks & credit unions are licensed and governed through the FDIC, NCUA, with mortgage lenders, […]
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- Posted by kelly
- On May 1, 2017
- 0 Comments
The Mortgage Preflight® system utilizes bank-level security including 128-bit SSL encryption. The Precise ID™ advanced authentication process verifies your identity before your Preflight® transaction is processed. Mortgage Preflight® is designed, operated and maintained by Credit Technologies®, Inc. Serving clients nationwide since 1990 and handling more than 15,000 secure transactions daily for leading national banks, State […]
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- Posted by kelly
- On May 1, 2017
- 0 Comments
No. While Mortgage Preflight® provides FACTA disclosures that include all three FICO® scores, It does not return a copy of your Experian®, Trans Union® or Equifax® credit file. There are multiple ways to obtain a copy of your credit report free of charge. Compliments of the FACTA Act (FACTA), all consumers are able to obtain […]
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- Posted by kelly
- On May 1, 2017
- 0 Comments
Mortgage Preflight® costs vary based on your lender’s data requirements and whether an individual or joint file is needed. The total cost is displayed on the order confirmation screen for your approval prior to placing your order.
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- Posted by kelly
- On May 1, 2017
- 0 Comments
Absolutely, It’s wise to be careful about where and with whom you share confidential information. The Mortgage Preflight® system is a secure and encrypted method of providing your lender specific authorization and access to your credit data for the purposes of processing your mortgage loan. Mortgage Preflight® eliminates the use of non-secure methods previously used […]
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- Posted by kelly
- On May 1, 2017
- 0 Comments
Sure – You’ll automatically receive a paper copy of your Risk Based Pricing Disclosure Exception Notice, and FACTA Consumer Score Disclosure including all of your FICO scores and additional disclosure information in the mail. Your lender upon request, can also provide you a copy of your Credit Radar analysis and full credit report, or you […]
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- Posted by kelly
- On May 1, 2017
- 0 Comments
As part of our commitment to protect your confidential information and to comply with various State, Federal and repository regulations, we must be able authenticate your identity before proceeding with the Mortgage Preflight® process. We verify your identity using a process called Precise ID which generates a series of simple challenge questions based on the […]
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- Posted by kelly
- On May 1, 2017
- 0 Comments
Every credit score provided by Credit Technologies is a FICO score created by the Fair Isaac Corporation. This is the credit score used by virtually every lender in the mortgage industry and is the precise score that your lender will use to determining your loan eligibility and terms.
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- Posted by kelly
- On May 1, 2017
- 0 Comments
We recommend you contact your mortgage professional directly using the phone and email address information provided on the Preflight® form. Please be advised, Preflight® team members are unable to provide information on lending product, pricing or qualification requirements.
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